My dear readers.

How much time do we spend on our finances? Most people spend more time planning a vacation than planning their finances, some people spend more time on their grocery list.

I am was one of these people. No longer. I started reading a great book, “I will teach you to be RICH.” by Ramit Sethi. It’s a different way to structure your personal finance. Check it out. Let me know your thoughts. He also has a blog “I will teach you to be rich” blog.

Thanks for reading

Rich Fox

Just Start

I have a favorite saying to get me to take action, “Just Start”. So many times in life, I procrastinate. For what ever reason, I put off what I know I should be doing. I usally conjer up in my mind how hard it will be, or I dont want to start until the time is just right, or I’m to tired, or my favorite, I will do it tomorrow . You know, the common lies we tell ourselves to justify not doing it.

To take action, I tell myself, “Just Start”. I know if I “Just Start”, that is the momentum I need. There is no pressure, no stress, I just want to start.

Yesterday, I did not want to work on the house I am building. I was tired from a long day at work. Guess what I told myself. Thats right, “Just start”. I worked for two hours hanging siding.

The hardest part is getting started. “Just Start”.

Thanks for reading

Rich Fox

What is the #1 thing successful people do?

They have great discipline.

They do what they need to do, even when the don’t want to do it.

The artist must do art everyday, even when they are not inspired. To become better.

To be healthy, you must eat healthy every day and exercise every day.

To self improve you must learn, read, write, reflect everyday.

To keep a clean house, you must clean it every day.

To attain a goal, you must work towards that goal every day.

Without discipline, nothing else can get done.

Being disciplined is like a muscle, the more you practice being disciplined the better you will be at it. The more you will get done, the happier you will be.

Thanks for reading

Rich Fox

Goal Setting

Less than 5% of people set goals. Only 1% of people actually write down their goals.

Everything man-made was first an idea, then a goal. We are built to set goals and accomplish them. It is in our DNA. There is only one other animal that can set a goal. The homing pigeon. You can take a homing pigeon 1,000’s of miles away, let it loose. It will fly straight up and circle three times, then fly for home. That is amazing.

We are the same way with goals. We set a goal and over time we accomplish the goal. We take an idea, set a goal and then accomplish it. Setting goals is the most powerful skill humans have. Yet, most of us do not use this skill.

Set a goal today. Take the time to write down one goal. You will be amazed how the simple act of writing down your goal, will help you accomplish the goal.

Thanks for reading

Rich Fox

Love, is the Key to Happiness

The happiest of all men and women are those who continually look for ways to show love, kindness and affection toward the people around them.

Love must be shared. The only way you can have more love for ourself is by giving it away. The more love you give others, the more loved you will feel.

Love, the most important emotion we have, must be given for it to grow.

Think on this.

Thanks for reading

Rich Fox

Hard Conversations

Hard conversations are always the most important conversations. Yet, we avoid them, because they are hard.

This morning, I talked with a friend of mine about this very subject. Hard conversations are important, that is why they are hard.

My friend had been putting of a hard conversation for a while and things kept getting worse.

She was getting married in the fall. All of money was spent, plans were made, friends and family were looking forward to the big day.

There was only one problem, she decided some time ago, she did not want to marry him.

The conversation was so painful to have, she kept waiting for just the right moment to have it. The right moment never happened.

Months from her big day, she had to have the conversation, or be married, unhappy.

She had the conversation. It was hard, it would of been much easier if she had the conversation earlier. Harder still, if she would of waited.

As I listened and reflected on my own life, a few thoughts came to mind.

1. The most important person to have hard conversations with, is ourselves.

2. There is no good time to have the hard conversation. Sooner the better, it will not get easier, only harder.

3. The more hard conversations you have, the better you get at them, the more confidence you gain. The better things will be.

4. Search out the hard conversations and have them.

Thanks for reading

Rich Fox

Chunk it Down

My wife and I are building our dream house. We have never built a house, or did construction. How did we do it? We chuncked it down into small managable steps. It is amazing how well that works.

  1. Break your project into small steps.
  2. Focus on that small step until it is complete.
  3. Move to the next small step.

Some days, I was so tired from working at my job, I would do a really small step. Like put one window in, put one piece of sidding up. Those smal steps will add up quicker than you think.

Dream Big

Rich Fox


It always seems we are short on time. We are to busy to spend time with the most important people in our lives.

Set aside 3hrs during the month and have a picnic, barbecue or a garden party. Enjoy the time, sun and moment.

Thanks for reading

Rich Fox

An Old Friend

Hello Dear Readers!

I have been thinking of many things these past weeks.

I pulled out an old book, I read many years ago that helped me when I was stuck in life. Books expand my mind, open doors I had never new existed. While I was reading this book for the second time, the ideas and concepts seemed different. As I continued to read I understood things I did not before. It was a great read. The book is called Success Principles by Jack Canfield. The book was not different, but I was.

It is an interesting thing, to understand, to have that moment of clarity. You never know what book, or teacher, or thought will change your life forever. It reminds me to keep my mind open and to stay curious.

Thanks for Reading

Rich Fox

Pay Attention, Your Results Don’t Lie

What are your results in life?

  • You are either rich or you are not
  • You are either healthy or you are not
  • You like your job or you don’t
  • You are either chasing your dreams or your not

Look around at your life and the people in it. Are you and they happy? Is there balance, beauty, comfort and joy.

The person we lie to the most is ourselves. Don’t kid yourself, don’t lie to yourself. Be honest. Take your own inventory.

All humans struggle with this. Why? Struggle is what evolves us, it makes us grow and change. It is hard not to lie to yourselves. You must search out the truth about yourself. How? Ask yourself questions, reflect on your out comes. Open your mind.

Thanks for reading

Rich Fox